Ep. 6-8 Starting from Scratch – Reference Guide

A printable companion guide for Episodes 6–8 of the Starting from Scratch eight-episode YouTube series for novice investors.
 
These final episodes focus on risk, diversification, and portfolio thinking—the concepts that help investors move from “what is this?” to “how do I decide?” This guide is designed to slow the process down and help you connect ideas instead of memorizing rules.
 
What this guide covers
Risk and reward: what risk actually means in investing
Why diversification matters—and what it can (and can’t) do
The difference between investing and trading
How mutual funds, ETFs, and index funds fit into a portfolio
Capital gains, sectors, and portfolio structure
 
What’s included
Plain-English definitions of key investing terms
Clear distinctions between commonly confused concepts
Self-check questions to reinforce understanding
Practical reflection prompts to help you think through real-world choices
 
Who this is for
Beginners who want to understand risk before taking it
Investors who’ve watched the videos and want written reinforcement
Learners who value clarity, context, and thoughtful decision-making
 
Format: PDF (instant digital download)
 
Use: Print or use digitally
 
Complete the series:
This guide is part of the Starting from Scratch Reference Guide Collection.
Episodes 1–3, 4–5, and 6–8 are also available as a discounted bundle.